WalletHub Explores Zero-Based Budgeting
What if every dollar had to earn its place in your budget—every month? That’s the premise behind Zero-Based Budgeting, a recent article from WalletHub by Adam McCann. Michael S. Hayes, Graduate Program Director for the Public Administration (MPA) program at Rutgers–Camden, was featured as an expert, offering perspective on how this method plays out in government settings.
Hayes explains that zero-based budgeting requires each expense to be justified from the ground up, not just rubber-stamped year after year. It can lead to smarter spending and tighter alignment with organizational goals—but Hayes also flags the potential downside: it takes time, staffing, and careful planning to implement well.
His take adds a public-sector lens to the article, highlighting both the appeal and the challenges of zero-based budgeting in practice. Read the full WalletHub article to see how this approach is being reexamined—not just by households, but by institutions with real stakes.
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